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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Biloxi, Ocean Springs and Gulfport real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Real Estate Contracts >Purchase Agreements

Whether it consists of several pages of big type or a few pages of fine print, a real estate purchase agreement is a serious, legally binding document. In most areas, there are "boiler plate" forms that spell out what each party agrees to do by certain dates and what happens if either side breaks the contract.

The best time to familiarize yourself with these forms is when you are beginning your search. Ask the real estate agent for a copy of the purchase agreement and then review it, keeping in mind that it has the force of law. If you don't understand the document, consult an attorney. If there is a dispute between buyer and seller, a court will hold you to what the purchase agreement specifies, not what you thought it meant or what you thought the real estate agent said it meant.

There are several key points you should be clear about. What are the deadlines for loan application and obtaining financing? If you decide to back out because of the structural inspection report, can you do that? Do appliances convey? When will the closing take place? If you understand these clauses before you find the perfect house, you will avoid a lot of stress and minimize the likelihood of misunderstandings.

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Real Estate Trivia
Q 
What 70-room East Coast mansion was built as a summer home and is known as a "Gilded Age cottage"?

A 
Cornelius Vanderbilt's "Breakers" Mansion in Newport, Rhode Island, named for the waves crashing along the cliff that separates the property from the ocean.
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The Deal Team, REALTOR®, real estate agent and broker for Biloxi, Ocean Springs and Gulfport, Mississippi home listings, property and land for sale - NUMBER1EXPERT(tm)

Allen and Jeanne Deal
The Deal Team

Keller Williams Realty
243 Beauvoir Road Suite A
Biloxi, MS 39531
Cell: 228-424-6521
Fax : 228-275-7501
EMAIL: TheDealTeam@gmail.com

The Deal Team with Keller Williams Realty, Mississippi Gulf Coast provides expert Real Estate services and strategies to help you get great deals in the competitive market. With over 14 years combined of real estate experience, Allen and Jeanne Deal are experts in many parts of real estate industry, including Residential, Land, Condos and Commercial Sales and Leases. Casino, Cooperate Cmployees, and Military Personal Relocation, and also in real estate consulting, negotiation, and marketing strategies for sellers and buyers. The Deal Team has over 70 Keller Williams’ Realtors® in the office that can assisted you at any time. Call 228-424-6521 or 228-861-4165 TODAY!

ABR CRS ePro Equal Housing GRI MLS REALTOR


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